Attention homeowners in Prudenville and Roscommon County: Need an appraisal?
Here are the top reasons Michigan homeowners order from GED Appraisal:
At GED Appraisal, we understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal report from GED Appraisal is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At GED Appraisal, we're experts in helping people just like you rid yourselves of unnecessary PMI insurance.
Was your HELOC recently frozen?If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from GED Appraisal can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? GED Appraisal can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.